AIPAY, AIQRPAY, and APAY have been backed by top-tier Silicon Valley investors such as Amecloud Ventures and Ame Group from January 2001 and mobile operators. AIPAY, AIQRPAY, APAY, UNPAY, and AIWARS have been united and integrated as one platform.

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AIPAY, AIQRPAY, and APAY provide information in the field of insurance; brokerage houses in the field of securities, futures, stocks and bonds, investment of funds for others, consultation in the field of financial analysis and investment in the computer industry; currency exchange services, financial clearinghouses, co-operative credit organizations; holding company services in the nature of investment of funds for others; credit card services. AIPAY, AIQRPAY, and APAY support credit bureaus, financial analysis, banking services; capital investment consultation, debit collection and credit agencies, fiduciary representatives, financial services, namely, financing services, loan financing, safe deposit box services; commodity and security exchange price quotations, insurance agency services in the field of health, life, home disability, accident, fire and auto insurance; providing, processing, facilitating, verifying, and authenticating mobile payments, and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices. AIPAY, AIQRPAY, and APAY provide processing and administration of mobile payments and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices.

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With AIPAY and AIQRPAY you can have credit card services; debit card services; charge card services; clearing and reconciling financial transactions via a global computer network; home banking; banking services over a global computer network. With AIPAY and AIQRPAY you can easily have financial consultants; money exchange; financing services; issuance of credit cards; lease purchase financing; charitable fund raising; on-line financial services, namely, providing bank card service; providing a searchable on-line database featuring goods and services of others in the field of finances, insurance, banking, and real estate; commodity trading for others; providing, transmitting, processing, facilitating, verifying, and authenticating mobile payments, and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices; processing and administration of mobile payments and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices. 

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AIPAY and AIQRPAY provide electronic transmission of credit and debit card transaction data and electronic payment data via a global computer network.